They paid it ALL off in just two years!

Jan and Jerrell Herron are a couple in their early 50s who live in central Texas. They have known each other since the first grade, and were childhood sweethearts. Jerrell is a procurement manager at Dell Computers, where he has worked for the past seven years. Jan, after raising two children and working for many years, now focuses on keeping their home and fulfilling the couple's substantial commitment to assisting local churches.

The Herrons received information about the [Transforming Debt into Wealth^®] system in 1994. Jan was somewhat skeptical, but Jerrell wanted to test the principles the course taught. The couple had the usual credit card debts and two fairly new cars, but their biggest concern was that they had no retirement savings. "I had changed jobs a few times over the years," Jerrell explained. "I was at Texas Instruments and later at IBM and each move brought a promotion, but I didn't accumulate a company pension. Jan and I started to worry about our senior years."

After studying the course, Jan and Jerrell decided to focus on paying off their debts and saving for retirement. In just one year, using the [Transforming Debt into Wealth^®] system, they had managed to pay all of their credit cards to zero, totally pay off their late-model cars, and pay a substantial amount of their mortgage. During the following year, they succeeded in paying the rest of their mortgage.

The two have also accrued a substantial retirement fund in the form of Dell stocks, tax-free bonds, mutual funds and a 401(k) plan. Both Jerrell and Jan feel much less worried and more relaxed since they started making the best possible use of their money.

The couple also convinced their 32 year old twin sons to begin following the tried and true [Transforming Debt into Wealth^®] principles. "One of our sons now has his home entirely paid for," says Jan proudly, "and the other is with a year of truly owning his home."

But the Herrons didn't stop there. they began telling all of their friends, acquaintances, and co-workers about the unparalleled effectiveness of the [Transforming Debt into Wealth^®] system, and then giving them the Basic Course as a gift. "Once we were feeling better about our own circumstances, we really started to feel compassion for others," says Jan, "and we knew we had the answer. It's amazing how many people are suffering because of their finances. Just recently there was a front-page article in our hometown newspaper that described a couple who committed joint suicide, partly because of poor finances. The really sad part is that it doesn't have to be that way. It is avoidable."

The Herrons are busy saving for their retirement and enjoying their new debt-free lifestyle. They expect that they will have enough investments to retire in about five years, thanks to the [Transforming Debt into Wealth^™] system.