They have Triplets!
And one-third as much debt!

Rod and Pam Frisco are a couple in their mid thirties, living in central Pennsylvania. Rod is a journalist for the Patriot-News, and reports on high school sports. On June 14th, the couple was blessed with three daughters (all at once). "Right now, the babies are my life," says Pam. "Just finding an hour for myself at the end of the day is a luxury."

When the Friscos discovered they were pregnant with triplets, they realized they were not ideally prepared financially. They still owed money on a time-shared condominium in Orlando, Florida. They had a car loan and several credit cards, including a Visa.

They knew they had to take action, but the were unsure of the best approach. As providence would have it, the Friscos received an offer for the Basic Course in January. When they actually got the [Transforming Debt into Wealth^®] system and applied the simple, mathematical formula to their finances, they were certain they had found the answer. Soon, they were focusing any excess money they could wring from their budget on their credit cards. Initially, this extra money (their Accelerator Margin™) was just over $100 a month. but, after they paid most of the credit card debt, they were able to put an extra $270 a month on their car payment. Within six months they had paid nearly $10,000 of obligations.

Today, the couple's life is pretty hectic. They have much less stress due to their lessened debt load, but it has been counterbalanced by the increased, though welcome, responsibility of their three new family members. "We lost 40% of our income when Pam stopped working," says Rod. "Imagine where we would be if we hadn't had John's advice offered in the Transforming Debt into Wealth^® system. Eliminating that debt prepared us, just in time, to live solely on my income."

The Friscos used to travel fairly often, sometimes to the new Jersey coastline. They are looking forward to the time when their daughters are a little more self-sufficient and they will again have more time for each other...and the added security a debt-free lifestyle will bring.