Dear
John:
We purchased your Transforming Debt Into Wealth system in mid 2002. At
that time we had one car payment and our $250,000 home mortgage. Our
goal was to get TRULY debt free within 4-5 years. So, first, we paid off
the car. And by making lots of extra principal payments, we paid off our
mortage in just more than 3-1/2 years! As of February 2006, we are a
DEBT-FREE family! As a reward for our diligent efforts, we flew to the
Bahamas and stayed at the world-famous Atlantis Resort for a week. We
even had special shirts made for the trip!
Thanks, John for helping us really OWN our home and learning to
transform our debt into wealth!
Sincerely,
Jerry, Shelly, John and Ben Wright
"A debt-free family"
"Hi
John,
I've
just completed listening to your Debt into Wealth system, and I must say
out of all of the different systems I've listen to yours is truly the best
for me. I will have my first debt paid off in November, I'm currently
$230,000 in debt (including my home).
Listening to your message has already changed my life and the way I think
about money. The only thing I was doing right was bagging my own
lunch.
What a rude awakening.
No
crackers and cat food for me!
God
bless, "
Michelle
"Mr. Cummuta:
My husband and I thought our home would be paid for in 2019 and car
payments would never go away. With your process, we will be 100% debt
free in 5 years and will have saved over $45,000.00. Following your plan
will grow our wealth at an alarming rate! We crunch the numbers and
crunch the numbers, and you are right, the numbers don't lie! We cant
believe it, and already we feel so much more secure about our future.
We have been able to curb our grocery bill at least 10% each trip and
our budget for our electric bill was lowered when I decided to stop
lighting up the living room to make the house look pretty from the
street! We are having so much fun laughing at the way we used to think
we needed credit, and now are finding any way possible not to give out
anything that does not get us something in return.
Your program is the adult equivalent
to Christmas for children, only better! We wish we would have had your
plan 10 years ago.
God Bless You!"
Best Regards,
Kelly C.
|
Transforming Debt into Wealth®
Deluxe System
Get completely out of debt (including your home
mortgage) in just 5 to 7 years
― and start building real wealth from the first
month ― using nothing more than the money
you already make!
BOTTOM LINE — A typical $60,000
annual income household implementing the Transforming Debt into
Wealth®
program can save more than $150,000 in interest alone...and be able to
build more than $3.5 million in their retirement portfolio in the same
time they would have just paid off their mortgage the conventional way!
Even if your credit cards are maxed out and you have a huge mortgage to
pay off, you can still get rid of all your debt in about five to seven
years, save thousands of dollars of interest ―
and begin rapid wealth-building ―
without sacrificing the things that matter most to you! This is as close
to a financial chain reaction as you'll ever find. You'll be amazed how
quickly your debts melt away, and how rapidly your net worth climbs!
In
this world-wide best-selling program, you'll learn now to prioritize and pay off every penny of
your debts in the shortest possible time. You'll discover how to operate
100% on cash...even in emergencies...so you'll NEVER need to use credit
again.
Transforming Debt into Wealth®
will teach you how to focus every dollar you're currently using on debt
payments toward building your wealth. And best of all, it will show you
how to do all of this with the money you already make!
In
addition to getting and staying out of debt,
Transforming Debt into Wealth®
will show you how to
attain REAL financial freedom. You'll also learn simple, no-hassle
strategies for investing your money for long-term growth. And without debt
dragging your down, you'll be amazed at how quickly you can amass a
fortune!
Believe it or not, after their debts have been paid off, most people can
retire in a decade or less ―
and they can achieve this using the money they are already bringing home!
Far from being a lottery or a "get rich quick" scheme, this is a
rock-solid plan -- a plan that will absolutely work for you
―
a plan that will lead you from debt to wealth.
Get
the Transforming
Debt into Wealth®
Deluxe System package today and start eliminating ALL your debts and
building your net worth...your wealth...the first month you put the plan
into action.
You'll Learn:
 | How to start building
your net worth ―
the best measurement of your financial wealth
―
from the very first month on the plan. |
| How to break free from
the constant consumer seduction of the "Coalition of Four." |
| How to rapidly grow your
available monthly discretionary income. |
| Specific ways to cut
daily shopping expenses without sacrificing the things you want most. |
| A simple mathematical
system for prioritizing and rapidly paying off all your debts
― including your home mortgage(s). |
| Why your mortgage interest tax
deduction is a losing proposition. |
| How to buy important purchases, such
as cars, without getting your pocket picked. |
| How to literally redesign your life,
because when you're debt-free, you have options again...options to live
how, where, and with whom you really want. |
| And much more...
|
The Transforming Debt into Wealth Deluxe
System package includes:
| 12 audio sessions on 6 cassettes or
CDs
- Let’s Start From Where You Are Now
- Whose Wealth Are You Building?
•
- Credit – Your Financial Enemy
•
- A New Financial Attitude, A New Life
- The Cascading Debt Elimination System™
- The Power to Destroy Debt
– Accelerator Margin
- Manage Your Spending, Maximize Your Accelerator Margin
- Building Your Wealth (2 sessions)
- Building Your Income
- Redesigning Your Life
- Ten Keys to Sustaining the TDIW System
|
| 200+ page manual that works in
conjunction with audio sessions
- Manual sections align with audio sessions
- More detail, additional examples, exercises
- Valuable Appendices including a detailed financial tracking system
|
| 1 instructional DVD
- System Quick Start – How to get the most out of the system components
- Step-by-step explanation of the debt payoff calculation
|
|  DebtFree™ for Windows®
debt-elimination software
In just a few moments,
DebtFree™ for
Windows® will calculate and display your complete Transforming Debt
into Wealth® debt-elimination plan—year by year, month by month, and
payment by payment.
In the "Debt-Elimination Mode"...
 | You just enter every credit card, consumer loan,
student loan, home equity loan, car loan, and mortgage you have.
|
| DebtFree™
will take into account starting totals, monthly payment amounts, and
interest rates for all your debts, automatically determining the fastest
route to total debt-freedom. |
| As you enter each debt the software instantly
recalculates your debt-elimination plan. |
| When you're done putting your debts in...your
plan is complete. |
| You can then print out a month-by-month,
debt-by-debt payment plan, so you just have to write the checks it
tells you to each month. |
| DebtFree™
will keep you apprised of you how much interest you're saving. |
| And it will display and print graphs so you
can visualize your accelerated journey to debt-freedom. |
| Plus DebtFree™ lets you test "what-if" scenarios,
such as periodic bonuses, so you can see the effect
they would have on achieving your debt-freedom goal. |
The "Wealth-Building Mode" of DebtFree™ will show you...
|
The power of investing the available monthly cash you'll have once
you're debt-free. | | A projection
of the growth of your savings and investments, over whatever timeframe
you choose. | How to test "what-if" variables, to see what changing interest rates or
changing monthly investment amounts could do to explode your wealth. | |
All the graphs and monthly payment/investment tables are printable in
full color, so you can develop your own personalized plan...and DebtFree™
will help you precisely execute every step of it.
Key Benefits
| Debt-Elimination Mode helps you quickly eliminate ALL your debts
|
| Debt-Elimination Mode displays and prints a complete, month-by-month,
payment-by-payment plan to follow to debt-freedom |
|
Wealth-Building Mode
shows how you can rapidly build retirement wealth |
| Wealth-Building Mode also lets you print out your month-by-month plan |
| Both modes allow "What-if" scenario testing |
|
The program is simple to use—just fill in the blanks
|
|
| One-on-one phone coaching session
- Talk live with one of John's personally-trained professional
coaches, who will help you get started on the right track and answer any
of your questions.
|
But That's not all...
 One way to accelerate
your debt-elimination and wealth-building is to add more income. In The Power of
Perpetual Income, John Cummuta examines
four businesses you can
start and operate, from your home, while you keep your regular
job. Or, if you're looking for a way to stay home with
the children but still generate income, one of these
businesses could be just the ticket.
These four businesses are
reputable, realistic undertakings for the average person or
couple. They're mainstream businesses that don't require any unusual
skills, and they're contemporary opportunities...not just rehashes of
old worn out topics. Two of these businesses operate on the World Wide Web.
The four businesses are:
| The online auction business
(like EBay) |
| Buying and renting out
residential real estate |
| Creating and marketing
information products (books, videos, audios, seminars, etc.) |
| Online affiliate marketing
|
Each of these
businesses offers unlimited growth potential. Any of them could expand
from a part-time income stream to a a fulltime business for you. And any
of these businesses could be successfully operated by anyone with an
interest in it. None of them demands any special education or
credentials. They simply require a willingness to learn how the
business operates.
And that's precisely what John
teaches you in The Power of Perpetual Income™.
As he examines each of these four business models, John discusses:
| Its Income potential
|
| Working the business
part-time versus fulltime |
| The business' work-at-home
potential |
| How the business actually
functions |
| Specialized knowledge
that can be helpful |
| Tools that can make the
business easier to start up and run |
| Tips for even greater success with
the
business |
| Additional information
resources to gain even deeper knowledge about the business
|
With John's instruction
on these four CDs and in the workbook, any
of these businesses could be up and running for you in a matter of a few
weeks to a couple months.
You get all
this, the worldwide best-selling 6-CD Transforming Debt into Wealth®
audio course, Transforming Debt into Wealth®
200+ page manual, the 4-CD Power of Perpetual Income™
audio course and workbook, Quick-Start DVD, DebtFree™
PC
software, and a one-on-one phone coaching session, all for just...
$349 plus
shipping + handling
BOTTOM LINE — A typical $60,000
annual income household implementing the Transforming Debt into
Wealth®
program can save more than $150,000 in interest alone...and be able to
build more than $3.5 million in their retirement portfolio in the same
time they would have just paid off their mortgage the conventional way!
Isn't
that worth just $349 plus
shipping + handling
—
with a
30-day money back guarantee?
More
than 2 million people worldwide have said, "Yes!"
Payment is through PayPal processing, but you do not need a
PayPal account. You can use any credit card, debit card, or checking
account.
CD version:
Cassette version:
This product
comes with a 30-day money-back guarantee that covers the purchase price.
Shipping + handling is not refundable. |
| "We recently paid
off all our credit cards and paid off the car last week, almost two
years ahead of schedule! We will be totally debt-free in less than one
year!
Your course is priceless. Thank you from the bottom
of our hearts."
Dan Aldrich
Cartersville, GA
"We have paid off all our bills, including the home
mortgage that we had 11 years left to pay on."
Teresa Kivatinos
"Dear John,
I just wanted
to say thank you and tell you how grateful I am for the information
you've provided my husband and me through your debt elimination program.
Thank you! Thank you! Thank you!!!
The benefits
you've provided us have been more than financial. The principles you
teach have shown the way for us to take responsibility for our all areas
of our lives. Here's our story...
Two years ago
David and I got married. David sold his house and business worth a
combined 150K and we nestled into our 3-bedroom home, started a new Life
Coaching business and began our lives together. We thought we were smart
financially, but then... (read more)
|
|
