













"Following your plan, and continuing to work
tirelessly, we have paid down a $75,000 mortgage to about $25,000 (this
will be paid in full by early summer of this year) and purchased a new
Lincoln Town Car (for cash of course).
Thanks from the bottom of my heart for a program that
really worked for me."
Susan Riggen

Dear John,
Had to write and tell you that I purchased your original "Debt Free &
Prosperous Living" cassette series back in 1994. You have helped me in
so many ways. It's been a long road, with ups and downs of being
downsized, bankrupt, divorced, and finally now some 10 years later
finding your original tapes, re-listening, and re-structuring.
I have no doubt that I can once again take my life back where it
belongs.
I won't keep you any longer, just a great big "Thank You" for all your
help, keep spreading the word.
Sincerely,
Robert J. DeFratis
Parma,OH
|
Debt-FREE
& Prosperous Living®
System

Why Not Live Debt-FREE and Prosperously?
Here's everything you
will need to become truly financially independent. You will owe NO money
to anyone. You will own your home outright. And because you will have practically no monthly obligations, you will
build real retirement wealth quickly.
Best of all, you will be
"un-vulnerable" to the increasing insecurity of jobs in America, to the
roller-coaster ride of the economy, and to the government's growing
inability to take care of you in your old age.
You'll learn a step-by-step system to guide you to complete
debt-freedom -- in as little as five to seven years
The Debt-FREE & Prosperous
Living ®
Basic Course will take you through my simple-to-follow system for
prioritizing, then paying off EVERY PENNY of your debts
― in the
shortest possible time.
It'll show you
how to operate 100% on cash, even in emergencies, so you'll never need to
use credit again. It'll teach you how to focus every dollar you're
currently wasting on debt payments towards building your wealth. And it'll
show you how to do all this with the money you already make.
 | You'll learn John's three-step system
for operating 100% on cash, paying off all your debts, and building
retirement wealth with your newfound cash flow. |
 | You'll learn why it can actually be a
bad idea to save a little money each month before you're debt-free. |
 | You'll learn how to save hundreds to
thousands of dollars when buying insurance. |
 | You'll learn the basics of investing
in stocks, bonds, mutual funds, index funds, and real estate. |
The Debt-FREE & Prosperous Living
System
includes:
 | 189-page home study manual |
 | Four cassettes |
 | Secrets, Myths, & Realities of
Achieving Financial Independence booklet |
 | DebtFree™ for Windows®
debt-elimination software
In just a few moments,
DebtFree™ for
Windows® will calculate and display your complete Transforming Debt
into Wealth® debt-elimination plan—year by year, month by month, and
payment by payment.
In the "Debt-Elimination Mode"...
 | You just enter every credit card, consumer loan,
student loan, home equity loan, car loan, and mortgage you have.
|
 | DebtFree™
will take into account starting totals, monthly payment amounts, and
interest rates for all your debts, automatically determining the fastest
route to total debt-freedom. |
 | As you enter each debt the software instantly
recalculates your debt-elimination plan. |
 | When you're done putting your debts in...your
plan is complete. |
 | You can then print out a month-by-month,
debt-by-debt payment plan, so you just have to write the checks it
tells you to each month. |
 | DebtFree™
will keep you apprised of you how much interest you're saving. |
 | And it will display and print graphs so you
can visualize your accelerated journey to debt-freedom. |
 | Plus DebtFree™ lets you test "what-if" scenarios,
such as periodic bonuses, so you can see the effect
they would have on achieving your debt-freedom goal. |
The "Wealth-Building Mode" of DebtFree™ will show you...
 |
The power of investing the available monthly cash you'll have once
you're debt-free. |
 |
A projection
of the growth of your savings and investments, over whatever timeframe
you choose.
 |
How to test "what-if" variables, to see what changing interest rates or
changing monthly investment amounts could do to explode your wealth.
| |
All the graphs and monthly payment/investment tables are printable in
full color, so you can develop your own personalized plan...and DebtFree™
will help you precisely execute every step of it.
Key Benefits
 | Debt-Elimination Mode helps you quickly eliminate ALL your debts
|
 | Debt-Elimination Mode displays and prints a complete, month-by-month,
payment-by-payment plan to follow to debt-freedom |
 | Wealth-Building Mode
shows how you can rapidly build retirement wealth |
 | Wealth-Building Mode also lets you print out your month-by-month plan |
 | Both modes allow "What-if" scenario testing |
 | The program is simple to use—just fill in the blanks
|
You get:
|
 | 189-page DebtFREE & Prosperous Living® home study manual |
 | Four cassettes lessons |
 | Secrets, Myths, & Realities of
Achieving Financial Independence booklet |
 | DebtFree™ for Windows®
debt-elimination software
All for just... |
$139 plus shipping
+ handling

Payment is through PayPal processing, but you do not need a
PayPal account. You can use any credit card, debit card, or checking
account.
This product
comes with a 30-day money-back guarantee that covers the purchase price.
Shipping and handling is not refundable. |


Even large personal finance companies like H&R Block®
have licensed the Debt-FREE & Prosperous
Living Basic Course to help their customers and clients get
completely debt-free, so they could build strong financial futures. |
| "As of today, we are
totally out of debt by following your advice on how to get out of
debt. We have a substantial amount of money in investments.
We figure in a few years that money will compound into
a half million dollars or more.
All this thanks to your advice! John, because of you
I can sleep soundly at night without any financial worries! You are a
true financial genius.
With Much Gratitude,"
Eddie Pons |
|