John's original get-out-of-debt package ― in its latest edition
Home
Books-Audios-Software
Customer Testimonials
Frequently Asked Questions
Be a JC Seminar Leader
John Cummuta Bio
Contact John
Download Files
John's Christian Testimony

Transforming Debt to Wealth
Wealth Generator System
Debt-FREE & Prosperous
Power of Perpetual Income
Wealth Machine - Biz Startup

 

"Following your plan, and continuing to work tirelessly, we have paid down a $75,000 mortgage to about $25,000 (this will be paid in full by early summer of this year) and purchased a new Lincoln Town Car (for cash of course).

Thanks from the bottom of my heart for a program that really worked for me."

Susan Riggen

Dear John,

Had to write and tell you that I purchased your original "Debt Free & Prosperous Living" cassette series back in 1994. You have helped me in so many ways. It's been a long road, with ups and downs of being downsized, bankrupt, divorced, and finally now some 10 years later finding your original tapes, re-listening, and re-structuring.

I have no doubt that I can once again take my life back where it belongs.

I won't keep you any longer, just a great big "Thank You" for all your help, keep spreading the word.

Sincerely,
Robert J. DeFratis
Parma,OH

 

Debt-FREE & Prosperous Living® System


 

Why Not Live Debt-FREE and Prosperously?

Here's everything you will need to become truly financially independent. You will owe NO money to anyone. You will own your home outright. And because you will have practically no monthly obligations, you will build real retirement wealth quickly.

Best of all, you will be "un-vulnerable" to the increasing insecurity of jobs in America, to the roller-coaster ride of the economy, and to the government's growing inability to take care of you in your old age.
 

You'll learn a step-by-step system to guide you to complete debt-freedom -- in as little as five to seven years

The Debt-FREE & Prosperous Living® Basic Course will take you through my simple-to-follow system for prioritizing, then paying off EVERY PENNY of your debts in the shortest possible time.

It'll show you how to operate 100% on cash, even in emergencies, so you'll never need to use credit again. It'll teach you how to focus every dollar you're currently wasting on debt payments towards building your wealth. And it'll show you how to do all this with the money you already make.

bulletYou'll learn John's three-step system for operating 100% on cash, paying off all your debts, and building retirement wealth with your newfound cash flow.
bulletYou'll learn why it can actually be a bad idea to save a little money each month before you're debt-free.
bulletYou'll learn how to save hundreds to thousands of dollars when buying insurance.
bulletYou'll learn the basics of investing in stocks, bonds, mutual funds, index funds, and real estate.

The Debt-FREE & Prosperous Living System includes:

bullet189-page home study manual
bulletFour cassettes
bulletSecrets, Myths, & Realities of Achieving Financial Independence booklet
bullet DebtFree™ for Windows® debt-elimination software

In just a few moments, DebtFree for Windows® will calculate and display your complete Transforming Debt into Wealth® debt-elimination planyear by year, month by month, and payment by payment.







In the "Debt-Elimination Mode"...


bulletYou just enter every credit card, consumer loan, student loan, home equity loan, car loan, and mortgage you have.
bulletDebtFree™  will take into account starting totals, monthly payment amounts, and interest rates for all your debts, automatically determining the fastest route to total debt-freedom.
bulletAs you enter each debt the software instantly recalculates your debt-elimination plan.
bulletWhen you're done putting your debts in...your plan is complete.
bulletYou can then print out a month-by-month, debt-by-debt payment plan, so you just have to write the checks it tells you to each month.
bulletDebtFree™ will keep you apprised of you how much interest you're saving.
bulletAnd it will display and print graphs so you can visualize your accelerated journey to debt-freedom.
bulletPlus DebtFree™ lets you test "what-if" scenarios, such as periodic bonuses, so you can see the effect they would have on achieving your debt-freedom goal.


The "Wealth-Building Mode" of DebtFree™ will show you...

bullet The power of investing the available monthly cash you'll have once you're debt-free.
bullet A projection of the growth of your savings and investments, over whatever timeframe you choose.
bullet How to test "what-if" variables, to see what changing interest rates or changing monthly investment amounts could do to explode your wealth.

All the graphs and monthly payment/investment tables are printable in full color, so you can develop your own personalized plan...and DebtFree™ will help you precisely execute every step of it.


Key Benefits
 
bulletDebt-Elimination Mode helps you quickly eliminate ALL your debts
bulletDebt-Elimination Mode displays and prints a complete, month-by-month, payment-by-payment plan to follow to debt-freedom
bulletWealth-Building Mode shows how you can rapidly build retirement wealth
bulletWealth-Building Mode also lets you print out your month-by-month plan
bulletBoth modes allow "What-if" scenario testing
bulletThe program is simple to use—just fill in the blanks

You get:

bullet189-page DebtFREE & Prosperous Living® home study manual
bulletFour cassettes lessons
bulletSecrets, Myths, & Realities of Achieving Financial Independence booklet
bullet DebtFree™ for Windows® debt-elimination software

All for just...

$139 plus shipping + handling


Payment is through PayPal processing, but you do not need a PayPal account. You can use any credit card, debit card, or checking account.
 
bullet
 
bullet

Official PayPal Seal
This product comes with a 30-day money-back guarantee that covers the purchase price. Shipping and handling is not refundable.


Even large personal finance companies like H&R Block® have licensed the Debt-FREE & Prosperous Living Basic Course to help their customers and clients get completely debt-free, so they could build strong financial futures.

"As of today, we are totally out of debt by following your advice on how to get out of debt. We have a substantial amount of money in investments.

We figure in a few years that money will compound into a half million dollars or more.

All this thanks to your advice! John, because of you I can sleep soundly at night without any financial worries! You are a true financial genius.

With Much Gratitude,"

Eddie Pons 

Copyright © 2004 John Cummuta.  |  Privacy Policy  |  Contact Us