Dear John:

We purchased your Transforming Debt Into Wealth system in mid 2002. At that time we had one car payment and our $250,000 home mortgage. Our goal was to get TRULY debt free within 4-5 years. So, first, we paid off the car. And by making lots of extra principal payments, we paid off our mortage in just more than 3-1/2 years! As of February 2006, we are a DEBT-FREE family! As a reward for our diligent efforts, we flew to the Bahamas and stayed at the world-famous Atlantis Resort for a week. We even had special shirts made for the trip!

Thanks, John for helping us really OWN our home and learning to transform our debt into wealth!

Sincerely,

Jerry, Shelly, John and Ben Wright
"A debt-free family"

"Hi John,

I've just completed listening to your Debt into Wealth system, and I must say out of all of the different systems I've listen to yours is truly the best for me. I will have my first debt paid off in November, I'm currently $230,000 in debt (including my home).

Listening to your message has already changed my life and the way I think about money. The only thing I was doing right was bagging my own lunch. What a rude awakening.

No crackers and cat food for me!

God bless, "

Michelle

"Mr. Cummuta:

My husband and I thought our home would be paid for in 2019 and car payments would never go away. With your process, we will be 100% debt free in 5 years and will have saved over $45,000.00. Following your plan will grow our wealth at an alarming rate! We crunch the numbers and crunch the numbers, and you are right, the numbers don't lie! We cant believe it, and already we feel so much more secure about our future.

We have been able to curb our grocery bill at least 10% each trip and our budget for our electric bill was lowered when I decided to stop lighting up the living room to make the house look pretty from the street! We are having so much fun laughing at the way we used to think we needed credit, and now are finding any way possible not to give out anything that does not get us something in return.

Your program is the adult equivalent to Christmas for children, only better! We wish we would have had your plan 10 years ago.
God Bless You!"

Best Regards,
Kelly C.

The Wealth Generator™ Deluxe System

Creating lifetime wealth is not an event, it is a process.

"Building wealth is more like an assembly line than a lottery. Generational wealth...wealth that provides for you and your loved ones for generations after you...is assembled using a carefully designed and monitored process that becomes as dependable and automatic as the one that produces a shiny new car."

This program is called The Wealth Generator™ System for a good reason. As I thought about the topics I would teach in this system I realized that they actually create a sort of automated financial assembly line, where the raw materials of money and time are input and where retirement wealth is the output.

But it's more than that. Investing actually causes the input to increase as well as assemble, so the picture of an electric power generation station came to mind, where fuel is put into the generator and the output is power that can be used to sustain many of the important facets of life. So I combined the assembly line and generator metaphors into The Wealth Generator™ System. The important fact is that assembling or generating wealth is much like any precision process in that it requires the correct raw materials, and it requires proper process controls to assure a dependable output.

Once that process is up and running, it only requires periodic monitoring and adjustments to keep it humming along.

So The Wealth Generator™ System is designed to help you get the most financial output for your input by maximizing the effective use of your resources in generating retirement wealth for you and those you care about most. It’s really a wealth generation process management system. And doesn’t that sound better than just giving your money to others and hoping they do what’s best for you…or worse yet, randomly letting your lifetime wealth slip through your fingers because you just don’t know any better?

My Wealth Generator™ System is going to take you on a journey from your starting point, where you are now, to where you want to end up…your desired financial destination. That’s the plan you need to design, implement, and then manage.

The Wealth Generator™ Deluxe System package includes 6 audio sessions on 6 CDs:

	Sessions 1 + 2: In its simplest form your financial journey is just a line between two points. However, you can’t draw the shortest line between two points until you’ve identified the two points. The two points I help you clearly identify in these two sessions are your current financial reality and your desired ultimate financial goal.
	Session 3: Generating wealth is essentially a process of getting the most long-term wealth out of your right-now income. And that defines the problem for most people, because there is a constant battle going on for their right-how income. In session 3 of the Wealth Generator system I introduce and explain the operations of a group I call the Coalition of Four. These are four industries in our economy who are continually seducing you into transferring your income into their wealth-building programs instead of your own. I pull back the curtain for you and expose their tactics so you can resist them and actually control the passage of your income through your right now into your future wealth. In session 3 I also teach you how to prepare for life's "unexpecteds" through the proper and cost-effective use of insurance, on your life, your health, your home, your cars, your income...on everything.
	Session 4: In this session I get real brave and take on a subject area that few other financial teachers touch, and that is your children…in relation to your money. This subject is often emotion-charged, but I walk into the fire and tell you my perspective. At least it will give you another perspective to consider. My intention in this session is to be unambiguous in helping you develop a strategy that will allow you to achieve the financial independence you’re going to need when you reach an age where working hard every day won’t be as easy as it might be right now. And that strategy should also help you build your children into adults who have a balanced, reasonable, and mature view of how money should work in their lives. I’ll also take on the subject of helping your children get a college education. I’ll tell you straight-up what I think you should do and what I believe you should not do in accomplishing this. And I’ll explain all the government education saving programs designed to help you prepare for that time in your children’s lives.
	Session 5: Minimizing how much of your income is lost to such things as taxes and interest payments will help you maximize how much of it will be available for investing. I want you to be funding your future, not the government’s or your creditors’. Now once we’ve worked out your tax plan, along the other key plan components I mentioned in earlier sessions, we bring them all together into a lean and actionable list of goals, with strategies to reach them, and controls necessary to keep your Wealth Generator™ running efficiently through good times and bad. *Your Wealth Generator™* System plan won’t be a cumbersome, lengthy document. It will be an easy-to-follow, easy-to-use blueprint for reaching YOUR goals.**
	Session 6: Now, obviously, a critical skill to help you reach those goals will be investing. So in session six I cover what I consider to be the three principal investment pathways to building wealth in our economy. They are investing in other people’s businesses, investing in your own business, and investing in real estate. We’ll take an in-depth look at each of these money-multiplying strategies in The Wealth Generator™ System. Of course, as soon as you build some wealth there will be people wanting pieces of it. So we’ll also look at managing your growing assets in a way that can preserve and protect as much of your wealth as possible for you, and for those you want to provide for when you’re gone.

The Wealth Generator™ Deluxe System package also includes:

	The 10 CD Wealth Masters™ Series Each CD in the Wealth Masters™ Series is like a radio talk show, where I host and teach an important wealth-building principle. Then I bring to the microphone the top wealth-building teachers in American today, each specializing in one or more proven wealth generating methods. Each presentation is a solid nugget of actionable wealth-building wisdom, from a man or woman who not only read the book...but wrote it.
	Comprehensive instructional manual that works in conjunction with audio sessions - Manual sections align with audio sessions - More detail, additional examples, exercises, and forms - Valuable Appendices including a detailed financial tracking system
	One-on-one phone coaching session - Talk live with one of John's personally-trained professional coaches, who will help you get started on the right track and answer any of your questions.

Excited...or exhausted?

OK…at this point you’re probably either saying, “Yeah!!! Break out the spread sheets. Let’s go.” Or you’re saying, “Yuk!!! I’d rather be set on fire than deal with all these facts and figures. Can’t we just be friends and all go do something fun?”

Well, if you’re feeling the first emotion, this program will be pretty straightforward for you. If, on the other hand, you’re feeling the second emotion, let me promise that I make these sessions as fun and light as they can be. But let me further counsel you that your personal finances represent one area where you need to get a handle on the facts, because it won’t just all work out in the end.

You could pay a Financial Planner

When you've gone through The Wealth Generator™ System you will have developed a complete financial plan, with the same facts, figures, and action items as you'd get if you paid a Financial Planner thousands of dollars to work it up for you. And you'd have to do most of the work coming up with all the facts and figures the Financial Planner would need to develop your plan anyway. So why not just do it yourself, save the money, and actually understand what the plan is telling you to do...and why!

You get all this, the 6-CD Wealth Generator™ audio course, the comprehensive Wealth Generator™ manual, the 10-CD Wealth Masters™ audio course, and a one-on-one phone coaching session, all for just...

$349 plus shipping + handling

Is that a good value?

BOTTOM LINE — A typical middle class American is going to need more than a million dollars in retirement...probably closer to two million...in order to retain his or her working-years lifestyle in retirement. This program is the one that can realistically help you build, protect, and pass on that kind of wealth to your heirs.

$349 plus shipping + handling — with a 30-day, no-questions money back guarantee.

Payment is through PayPal processing, but you do not need a PayPal account. You can use any credit card, debit card, or checking account.

CD version:

This product comes with a 30-day money-back guarantee that covers the purchase price. Shipping + handling is not refundable.

"I definitely saw a SIGNIFICANT change in my FICO score. I had a score of 705 in August of 2005, which is an average score, and last month, my FICO score was 751!!! It is estimated that my score will be 805 once I wipe away all of my debt! Isn't that great?! Take care!"

Duy Nguyen

"This material has indeed changed my life and how I look at life".

BLESS YOU!
Virgil Roberts

"I spent this weekend going through the entire manual and listening to all the CD's and watched the seminar DVD. My wife and I put together our spending plan and found that we'll be out of debt in 8 years, and well on our way to becoming millionaires. We'll have plenty of money to retire on, and more importantly, to help needy families."

Andrew Knechel

"Dear John,

I just wanted to say thank you and tell you how grateful I am for the information you've provided my husband and me through your debt elimination program. Thank you! Thank you! Thank you!!!

The benefits you've provided us have been more than financial. The principles you teach have shown the way for us to take responsibility for our all areas of our lives. Here's our story...

Two years ago David and I got married. David sold his house and business worth a combined 150K and we nestled into our 3-bedroom home, started a new Life Coaching business and began our lives together. We thought we were smart financially, but then... (read more)