"When I started the TDIW program, I was well over $40,000 in debt. I will be debt-free in about three years. I can now see my daughter going to college without wondering if I will be able to afford it.

"I am learning now to invest and budget my money so that it will work for me. This program has changed my life.

"If I didn't start this program, I would be living the rest of my life working to keep creditors in business. Now I'm on my way to determining when I will work and for how long. I'm just a few short years from spending my days traveling and playing golf."

Cornell M.
Bridgeport, CT

Hi John,
  
I am dropping you a line to thank you for sharing your secret of debt transformation with me (and 900 others) at Wealth Mastery London.  
As soon as you said about the lost business, the leased cars, the mortgaged home I realised that you where my man!!  

I would like to say that of all the presentations that I saw over the weekend, yours was probably the best researched, and I think you hit the nail on the head when you said that if you are invited into our house you will speak our language, you sure did speak my language.   
In the words of Tony Robbins.....you were OUTSTANDING!!  

Best regards and many thanks  

Andy Carr
 

John Cummuta is author of the best-selling Transforming Debt into Wealth^® system, the best-selling Debt-FREE & Prosperous Living^® Basic Course, Are You Being Seduced into Debt?, Wealth Machine: How to Start, Build, and Market a Debt-Free Business That Fits Your Life, The Power of Perpetual Income, the Wealth Generator System™, The Credit Solution, Debt-Elimination 101, the Customer-Focused Direct Marketing book, the SPEED™ direct marketing system, and the Sales Machine™ database marketing system, and he's co-developer of the DebtFree™ PC automated debt-elimination software.

As a personal finance advisor

John’s heart is for his fellow Baby Boomers and their children, because the weakness of the Social Security system, dwindling pension plans, and the money-siphoning strategies of the credit industry have left this faithful group of Americans on the brink of financial disaster. John’s unique financial strategies offer one of the few exit ramps from this highway to heartbreak. He has helped more than a million people worldwide position themselves to enjoy retirements most will only dream about.

John is best known for his Transforming Debt into Wealth^® system — the best-selling personal debt-elimination/wealth-building program in the world today. This comprehensive multi-media learning program teaches working people that the way to financial independence is not through "managing" their debts, but through eliminating them...all of them, including their home mortgage, in just 5 to 7 years, no matter what their income level or their debt load.

His Transforming Debt into Wealth^® model has proven to be a fast-lane escape route for hundreds of thousands of hard-working income earners, who had been passing on all their wealth to their creditors, month-by-month, paycheck-by-paycheck. Now they're eliminating their creditors, month-by-month, paycheck-by-paycheck. And they're building real, net worth wealth for themselves and their loved ones.

Net worth that John helps them focus on achieving true and complete financial independence through The Wealth Generator System™ multi-media learning program and his live Wealth Generator Conferences™. These Wealth Generator™ programs deal with all the non-debt components of a complete financial plan, including financial statements, financial goals, financial gaps, building your income, investing to build wealth, and protecting your assets.

John, Lois his wife of 38 years, their daughter Stacyann, son Adam, and six grandsons live in Southwest Wisconsin.